How it works

You can transfer money to anyone around the world for only $8 AUD per transaction no matter what the size of the money transfer. You'll also get free credit on your phone account, further reducing your costs.

Secure and Convenient
We use XYLO Foreign Exchange, a division of Westpac Banking Corporation for all cross border money transactions. XYLO Foreign Exchange uses the latest security technology to help provide a convenient, secure and reliable service.

PennyTransfer transfers money from your debit or credit card directly to an account, making it more convenient and faster than money orders or cheques. And it’s treated as a purchase rather than a cash advance, allowing you to enjoy your usual interest-free days and loyalty points.

Fixed Low Fee
Funds are transferred in the local currency without deducting any commission. You simply pay the flat $8 fee for each transfer of money.

Find our rates to your preferred country

Select a Destination
then
Select a Call Plan

To enjoy reduced call charges, Make the Pennyswitch now.
All rates per minute, billed per second (Timed Destinations)